How To Carry out Account Scheme Operations In Compliance Planet Anti Money Laundering/Core Banking Finance Software

Under this control panel feature, the software provides a list of account schemes a financial institution has and operations that can be carried out on the account schemes. These operations include editing, deleting, downloading and adding new account schemes, with options to carry out operations individually or in bulk.

Note: Only person(s) profiled as deputy supreme admin can carry out account scheme operations.

To perform any of the operations on Account schemes;

STEP 1: From the main dashboard, click ‘CONTROL PANEL’ as in fig 12.2a below

(fig. 12.2a)

➔ STEP 2: From the left hand side menu, Click ‘ACCOUNT SCHEME’ as in fig. 12.2b below.

(fig. 12.2b)

➔ This displays a page showing a list of all the financial institution’s account schemes. An account scheme comprise of a scheme code, an account type, an ADRAPS account type, an ADRAPS customer type and type. See fig. 12.2c for an example.

● Account type is an alphabetic representation of each account scheme in line with the provided schema description by NFIU.

● ADRAPS account type: This is the specification of an account type in line with ADRAPS requirements. ADRAPS account type can either be ‘Current’, ‘Savings’ or ‘Deposit’.

● ADRAPS customer type: This refers to the various types of customer account types in accordance to CBN ADRAPS template/schema description file. The customer types are; Individual, Estate, Joint account, Corporate, Government, Association, N.G.O., Embassy, International agency, Government and ‘Others’.

● Type: This represents the financial institution’s classification of the account sub-package.

(fig. 12.2c)

➔ As seen in fig. 12.2c above, at the bottom-right corner of the page, the planet gives information about the number of pages of the list, with the page numbers written out. Click on any page number, and the software takes you to that particular page. Click on the ‘NEXT’ button to go to the next page or the ‘PREVIOUS’ button to go to the page before the current one.

➔ Click on the ‘ENTRIES’ box to adjust the number of account schemes you see per page. See how to adjust the number of entries per page in fig. 12.2d.

(Fig. 12.2d)

➔ Search for Account Schemes by typing the account scheme code, scheme description, account type, ADRAPS account type or ADRAPS customer type in the search box as in fig. 12.2e below. Search results will appear immediately a character is typed in the search box..

(fig. 12.2e)

➔ Each Account scheme has two (2) action buttons; ‘Edit’ button and ‘Delete’ button. The different operations are explained below.

How to edit an Account Scheme

➔ To change details of an account scheme;

STEP 1 Click on its ‘Edit’ button as shown in fig. 12.2f below.

(fig. 12.2f)

➔ This displays an ‘Edit Account Scheme’ console, as in fig. 12.2g.

(fig. 12.2g)

STEP 2: Fill in the details you want to add or change.

STEP 3: Click on ‘SAVE CHANGES’ as shown in fig. 12.2g above, to update the account scheme details on the planet.This displays a confirmation console as in fig. 12.2h to confirm you want to change the details.

(fig. 12.2h)

➔ Click ‘CONFIRM’ as in fig. 12.2h above to save the changes or cancel to discontinue action. When the changes are saved, a notification will be displayed at the top of the screen as in fig. 12.2i.

(fig. 12.2i)

How to Delete an Account Scheme

➔ To delete an account scheme, click on ‘DELETE’ as in fig. 12.2j .

(fig. 12.2j)

➔ This displays a confirmation console to confirm your request to delete that particular account scheme as in fig. 12.2k

(fig. 12.2k)

➔ Click on ‘CONFIRM’ to proceed. A notification as shown in fig. 12.2l will also be displayed at the top of your screen.

(fig. 12.2l)

How to carry out Bulk Account Scheme Operations

The action buttons available under the bulk operations section of the Account Scheme page as shown in fig. 12.2m include buttons for individual and bulk operations. They are;

● Download account schemes

● Delete selected schemes

● New account scheme

● Upload scheme

● Dismiss

(fig. 12.2m)

➔ To select an account scheme, click on its checkbox as shown in fig. 12.2n below. multiple account schemes can be selected for bulk operation as seen in the example.

(fig. 12.2n)

➔ To select or deselect all the account schemes on a page, click on the checkbox of the table title bar as in fig. 12.2o. This checkbox is between SN and Scheme Code.

(fig. 12.2o)

A. How to Download Account Schemes

➔ To download all the financial institution’s account schemes on the planet, click on ‘DOWNLOAD ACCOUNT SCHEMES’ as in fig. 12.2p.

NOTE: you do not need to select the account schemes.

(fig. 12.2p)

➔ This displays a confirmation console to confirm you want to download all the account schemes. Click on ‘CONFIRM’ as in fig. 12.2q to proceed with the download or ‘CANCEL’ to stop action.

(fig. 12.2q)

➔The signal console shows on going processes. An example of a signal console is fig 12.2r , and when download is complete, a notification will be displayed at the top of the page as shown in fig. 12.2r.

(fig. 12.2r)

B. How to delete Account schemes

➔ After selecting the account schemes to be deleted; Click on ‘DELETE SELECTED SCHEMES’ as in fig. 12.2s below

(fig. 12.2s)

➔ This displays a confirmation console to confirm your request as shown in fig. 12.2t below.

(fig. 12.2t)

➔ When the operation is complete, a notification will be displayed at the top of the page as in fig. 12.2u.

(fig. 12.2u)

C. How To Create New Account Scheme

➔ To add a new account scheme on the planet, click on ‘NEW ACCOUNT SCHEME’ as in fig. 12.2v below.

(fig. 12.2v)

➔ This displays a console titled, ‘NEW ACCOUNT SCHEME’., where you are to input the details of the new scheme. See fig. 12.2w for an example.

(fig. 12.2w)

➔ Fill in the details of the new account scheme in their respective fields. See fig. 12.2x for an example. After inputting the details, click on ‘SAVE’ as shown below.

(Fig. 12.2x)

➔ This displays a confirmation console to confirm you want to add a new account scheme as in fig. 12.2y. Click on ‘CONFIRM’ to proceed with the creation of a new Account scheme or ‘CANCEL’ to discontinue.

(fig. 12.2y)

➔ If you proceed, a notification as in fig. 12.2z will be displayed at the top of the page when the account scheme has been successfully created. The new scheme would be added to the list of Account schemes on software.

(fig. 12.2z)

D. How To Make Bulk Upload of New Account Schemes.

➔ To add more than one new Account scheme on the software, you need to upload an excel file filled with the details of the new Account schemes according to the software’s specification for uploading new Account schemes. This process is described below.

STEP 1: Click on ‘UPLOAD SCHEME’ as in fig. 12.2aa below.

(fig. 12.2aa)

➔ This displays a ‘Planet Account Scheme Upload’ console as in fig. 12.2ab.

(fig. 12.2ab)

STEP 2: Click on ‘SELECT SCHEME EXCEL FILE’ as in fig. 12.2ac to choose the excel file filled with the details of the new account schemes to be uploaded on the software.

(fig. 12.2ac)

➔ If you do not have the file specification for uploading new details, click on ‘ACC. SCHEME FILE SPEC.’ as shown in fig. 12.2ad to download an excel file with the required specification.

(fig. 12.2ad)

➔An excel file will be downloaded to your computer with pre-filled titled columns under which the details will be entered. Open the file, fill in the required details of the new Account schemes and save the changes to the file. Renaming the file on your computer is optional. Now that you have a file to upload, click on ‘Select Scheme Excel File’ to choose that file for upload.

➔ After selecting a file from your computer, the name of the selected file will be added to the upload console. See fig. 12.2ae for an example.